Your Canadian guide to international money transfers

LIVING
Your Canadian guide to international money transfers

For many newcomers to Canada, sending money back home is an essential task, whether it’s for family support or managing financial commitments. With a variety of services available, it can be overwhelming to choose the right option.

Here’s a step-by-step guide to help you make informed decisions so that you can send money securely and cost-effectively.

1️⃣ Start with your priorities
Before you dive into comparing options, think about what matters most to you. Are you looking for the lowest cost, the fastest delivery, or maximum security? Maybe convenience is key—like a service your family can easily access.

Knowing your priorities will help you focus on the services that meet your needs, saving you time (and possibly frustration) later.

2️⃣ Explore your options
You’ve got plenty of choices for sending money home:

💳 Banks are secure and great for larger amounts, but they often charge higher fees.
📦 Money Transfer Services like Western Union are fast and convenient, especially for remote areas, though fees can be higher.
📱 Digital Platforms (like PayPal or Wise) are affordable and easy to use, especially for smaller, frequent transfers.

3️⃣ Compare costs
Don’t let hidden fees or sneaky exchange rates catch you off guard. Always ask for a breakdown of costs and check the exchange rate—some services make their profit by inflating it, meaning your recipient gets less.

If you’re sending money regularly, keep an eye on fluctuations in the exchange rate, as it can impact how much your family receives.

4️⃣ Stay safe
When transferring money internationally, safety is everything. Stick with licensed services, ask about fraud protection, and take a moment to read reviews from other users. A little research can go a long way in avoiding headaches!

CANADA EH?
Things To Do Around You:

In Toronto, experience the Wildlife Photographer of the Year 2024 exhibition at the ROM. Enjoy stunning nature photography from around the globe. Organized by London’s Natural History Museum, this fan-favourite features breathtaking images and stories of wildlife. Open now until May 4, 2025.

In Whistler, the Whistler Pride and Ski Festival offers a vibrant week of winter sports, culture, and entertainment. Enjoy daily guided ski and snowboard groups, Après Skis, and nightly events. January 19–26, 2025, at various venues.

Just a short drive from Calgary, the SnowDays Festival in Banff brings the town to life with larger-than-life snow sculptures, dazzling ice creations at Lake Louise, and thrilling skijoring on Banff Avenue. Don’t miss the lively Play Zone, Bear Street Hub, and evenings at SnowNights. January 17 to February 2, 2025.

Just a short drive from Winnipeg, The World’s Largest Snow Maze invites you to explore the Guinness World Record-holding snow maze, snow carvings, and thrilling activities like the Giant Luge and sleigh rides. Warm up by a bonfire and enjoy hot chocolate or a drink at The Snow Bar. January 18 to March 9, 2025.

Arrowhead Provincial Park, located in Huntsville (about 2.5 hours north of Toronto), offers a magical winter experience with its 1.3km ice skating trail. During Fire & Ice Nights, the trail is illuminated with tiki torches for a unique evening skate. January 11 – February 23, 2025

Igloofest in Montréal is a must-attend winter event, drawing electronic music lovers to the Old Port. With its unique igloo village, impressive lineup, and striking visual concept, Igloofest has become one of the trendiest winter festivals. The event runs from January 16 to February 8, 2025.

TRAVEL
Exploring Canada by train

Train travel is a fantastic way to explore Canada, offering scenic views, comfort, and a unique experience of the country’s diverse landscapes. Here’s why you should consider hopping on a train:

🚂 The VIA Rail "Canadian": A legendary 4-day journey from Vancouver to Toronto, spanning 4,466 km (2,775 miles) through the stunning Rocky Mountains and Canadian Shield. It’s a once-in-a-lifetime way to experience Canada!

💎 Rocky Mountaineer: For a luxury experience, this upscale journey through the Canadian Rockies offers breathtaking views, gourmet meals, and expert guides, all while riding in comfort.

💸 Train vs. Car: Skip the rental! Taking the train can be just as cost-effective, especially when considering fuel costs and the lower environmental impact. On many eastern routes, it’s even faster than driving!

🌄 VIA Rail's Scenic Routes: VIA Rail offers beautiful, slower routes like the Jasper–Prince Rupert line and the Winnipeg–Churchill service. These are perfect for newcomers looking to explore Canada’s natural beauty at a relaxed pace.

(via Lonely Planet)

ARTS & ENTERTAINMENT
This Toronto restaurant gets a seal of approval from the Jonas Brothers!

🎤 What the Jonas Brothers said: The Jonas Brothers recently visited Adrak Yorkville, a Michelin Select restaurant in Toronto, and they couldn’t stop praising the food, calling it “amazing.” They were particularly fond of the Chai Biscuit dessert and loved the Royal Pista Lamb Chop and Prawn Tandoori.

🌟 Celebrity Experiences in Toronto: Adrak Yorkville has been a hotspot for A-list celebs, including Jessica Alba and Oscar Isaac.

🎬 The Jonas Brothers are no strangers to Toronto, having filmed parts of the Camp Rock movies in nearby locations!

(via Narcity)

OUR PICKS & FAVS

💸 People from Ontario are going to Alberta for the cost of living
🎁 Costco is giving out online gift cards
🛷 Sleigh rides in Ontario you need to check out
🍿 Cineplex is bringing back 5$ movie Tuesdays 
☕️ Drink Colombian-style coffee in Ottawa