Canadian income tax filing tips for newcomers

LIVING
Canadian income tax filing tips for newcomers

Tax season is fast approaching – and if it’s your first time filing, there are some things you need to know.

Narcity recently shared insights from the CRA and advice from Gerry Vittoratos, a tax specialist from UFile.

Do you need to file a tax return?
If you earned more than $15,705 in 2024, you must file a tax return. Even if you earned less, filing your taxes can help you access benefits and carry forward credits like tuition for future savings.

You should also be aware that your tax obligations in Canada are based on residency status, not immigration status. If you’re unsure, submit Form NR74 to the CRA for confirmation.

What are the benefits of filing your taxes?
Filing your return makes you eligible for credits like the GST/HST Credit, Canada Carbon Rebate, and Canada Child Benefit. Many newcomers qualify in their first year.

Use Form RC151 to apply for the GST/HST Credit and Carbon Rebate, and Form RC66SCH and Form RC66 for child benefits.

Students can also claim tuition, student loan interest, and the Canada Training Credit.

What if you earned income outside Canada? You still need to report it
Newcomers who earned money in their home country in 2024 must report it on their first tax return. This helps determine eligibility for tax credits.

What are some of the important tax deadlines? 

• February 28: Last day for employers and banks to issue T4s, T5s, and other slips. Also, the deadline for 2024 charitable donations.

• March 3: Last day to contribute to an RRSP for the 2024 tax year.

• April 30: General tax filing deadline—avoid penalties by filing on time.

• June 16: Filing deadline for self-employed individuals (but payments still due by April 30).

How can I watch out for scams?
The CRA never requests payments via e-transfer or text, nor do they threaten taxpayers. If you receive a suspicious call, text, or email, verify it on the CRA’s Scams and Fraud page.

CANADA EH?
Things To Do Around You:

In Vancouver, Family Day Community Events bring people together with activities at community centres across the city. Enjoy fun, mostly free events—registration may be required. February 15–17, 2025.

In Calgary, the Beltline Bonspiel celebrates winter with an outdoor curling tournament, live DJs, firepits, and a craft beer garden. Watch local teams compete for the historic Brewery Trophy in this free, family-friendly event. February 15, 2025.

In Airdrie, just 20 minutes north of Calgary, Cabin Fever transforms Nose Creek Regional Park into a winter wonderland with circus performances, ice carving, magic shows, face painting, and more. Enjoy free hot dogs, hot chocolate, and s’mores by the fire. February 15, 2025.

In Toronto, Family Day at The Bentway offers a fun-filled afternoon of skating, crafts, music, and refreshments. Enjoy free hot chocolate and explore the local neighbourhood. February 17, 2025.

In Toronto, Sweet City Fest transforms Stackt Market into a dessert lover’s paradise with live music, chocolate-making workshops, vendor markets, and Instagram-worthy installations like the Tunnel of Love. Enjoy special treats for Valentine’s Day and Family Day. February 11–23, 2025.

In Ottawa, the Bank of Canada Museum hosts free, family-friendly Winterlude activities over Family Day weekend. Enjoy crafts, interactive exhibits, and a fun selfie station from February 15–17, 2025.

Hockey fans in Montréal can catch the 4 Nations Face-Off at the Bell Centre from February 12–15, 2025. This high-stakes tournament features top players from Canada, Finland, Sweden, and the U.S., including stars like Sidney Crosby and Connor McDavid. In addition to thrilling games, fans can enjoy interactive events, meet special guests, and see the Stanley Cup up close.

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TRAVEL
Canada’s best all-inclusive experiences

Looking to explore your new home while getting an all-inclusive experience? These Canadian resorts offer more than just relaxation—they provide unique, immersive experiences in nature. 

Here are four of the best all-inclusive resorts in Canada according to PNI Atlantic News:

🌿 Sonora Resort, B.C. – Accessible only by boat or helicopter, this luxurious retreat offers breathtaking wildlife encounters, including bald eagles and orcas. Guests can enjoy gourmet dining, mineral pools, guided salmon fishing, and grizzly bear tours for an unforgettable nature escape.

🛁 Spa Eastman, Quebec – This wellness sanctuary goes beyond traditional spas, offering health retreats with Nordic spa facilities, personalized wellness programs, and organic, health-conscious cuisine. It’s perfect for those looking to recharge both body and mind.

🌲 Trout Point Lodge, Nova Scotia – Nestled in the Tobeatic Wilderness, this adults-only retreat offers a luxurious escape into nature. Enjoy gourmet meals, guided adventures like stargazing and birdwatching, and ultimate relaxation in wood-fired hot tubs. For extra indulgence, the Wellness in the Wilderness package includes in-suite massages and private forest bathing.

🌊 Shamrock Lodge, Ontario – Located in Muskoka, this family-run resort feels like a classic Ontario cottage getaway, with activities like water-skiing, paddling, and nightly bonfires. It’s an ideal choice for families looking for an all-inclusive, community-oriented experience.

FOOD FOR THOUGHT
Winter braising recipes

Braising is a cooking technique that transforms tougher ingredients into rich, flavourful dishes—perfect for cold Canadian winters! Whether you love hearty stews or tender meats, these recipes from Chatelaine will keep you warm all season long.

🍊 Orange Soy-Braised Chicken Thighs – These chicken thighs are simmered in a sweet and salty sauce with zesty citrus notes. Serve them over rice for a quick and flavourful dinner.

🍖 Korean Braised Short Ribs – Fall-off-the-bone beef, infused with garlic, ginger, and soy sauce, makes this dish irresistible. The slow cooking process allows the flavours to meld beautifully.

🍐 Vanilla and Red Wine Braised Pears – A simple yet elegant dessert, these pears are slowly cooked in fragrant red wine and vanilla sauce.

🌿 Smoky Braised Lentils with Halloumi – This hearty vegetarian dish pairs tender braised lentils with golden-fried halloumi cheese and leafy greens for a satisfying, protein-packed meal.

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